Dade County Florida Foreclosure Attorney
Dade County, Florida, is a county located in the southeastern part of the state of Florida. The population has climbed to about 2.5 million, which makes it the most populous county in Florida. Dade County has earned a reputation as a highly valuable area in which to own a home, and this has drawn residents from across the nation into the region.
Many homeowners in the area are facing foreclosure as a result of unemployment and other negative effects of the economic crisis. This is always an unfortunate situation. But if you are a homeowner who is facing foreclosure, you can seek help from a Dade County foreclosure defense lawyer. You don't have to lose your home. You can fight back.
A foreclosure occurs when a lender takes possession of a property and sells it in order to pay off debts owed to the lender by the owner of the property. If you have defaulted on your home loan, you may feel that you have no options. With the right legal help, you can take control of your own destiny.
A Dade County foreclosure defense attorney can help you uncover ways that your lender has acted illegally or unjustly. You might be surprised to learn that this occurs more frequently than you think. In fact, in many cases of foreclosure lenders fail to follow proper federal and state laws. These lenders are never called out on their mistakes because borrowers are often simply unaware of the laws. This is why it's so critical to retain a Dade County foreclosure defense lawyer.
Lenders must comply with various Florida disclosure laws, IRS securities requirements, TILA, RESPA and HOEPA requirements, as well as others. Lenders often violate these requirements and get away with it. However, with the proper Dade County foreclosure defense attorney fighting for you, you can help to save your home.
It may also surprise you to learn that most lenders don't want to foreclose on properties. They would rather have you current on your payments. In a foreclosure, the lender doesn't make any money, and for this reason, many lenders are more than willing to negotiate with you. It's unwise to negotiate unless you have legal counsel on your side. A Dade County foreclosure defense attorney can help you negotiate a loan modification or work through a short sale with your lender.
We make no guarantees. Only that we guarantee to fight for you. In many cases, we will help you stay in your home and even save you money by working with your lender. Contact our Dade County office today.
